Kidnap & Ransom
Discuss the policy specifics with your agent, how does it work, what does it cover and what is the cost – a basic policy is around $500 a year. This is recommended for Americans traveling to certain foreign countries for business or pleasure – it can be with a corporation or individually. The coverage typically provides negotiators and eventual reimbursement, but the victims usually pay fist with their own money or from a loan before it is refunded. The policy may also include loss of income, medical payments and interest on a loan.
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